Separation planning guide

The early period after separation can feel both urgent and unclear. There are often practical questions that require attention immediately, but not every issue needs to be solved at once. A more effective approach is usually to create enough structure to identify what matters now, what can wait, and what information needs to be gathered.

Start by identifying the immediate priorities

• Current care arrangements for any children
• Immediate financial access and household stability
• Urgent communication issues or practical deadlines
• Whether there are any safety or risk concerns
• Whether any documents or information need to be preserved

Identify the dates that may shape the matter

A practical separation plan should usually include a simple date review. That helps distinguish between general stress and issues that genuinely require earlier action.

• Separation date
• Any parenting-related travel or school dates
• Any existing mediation or court dates
• Any mortgage, refinance, contract or settlement dates
• Any date linked to divorce taking effect or de facto breakdown timing

Timing can be particularly important if financial issues remain unresolved. Married parties generally need to commence financial or property proceedings within 12 months after a divorce takes effect. For de facto parties, the general period is two years after the breakdown of the relationship. If spousal maintenance is relevant after divorce, the general period is also 12 months after the divorce takes effect.